5 Things to Consider Before Renting a Motorcycle on Vacation

Visiting new places is exciting, but riding a motorcycle can make even the most relaxing vacation a liability. Whether you’re cruising down the highway for fun, or using a rented motorcycle to get around and sightsee, you’re taking on a bigger responsibility than you may realize. Motorcycle adventures come with their own set of risks and responsibilities. From navigating unfamiliar roads to understanding local traffic laws and having proper insurance coverage, there are critical factors to consider before hitting the road. 

1. You need travel insurance

Before you even consider getting on a motorcycle on your travels, it’s essential to have travel insurance that covers motorcycle-related incidents. Standard policies typically exclude coverage for motorcycles, so if you already have a policy, read the fine print and call an agent to get updated information. At minimum, you’ll need: 

• Medical coverage for accidents. Make sure your policy covers medical expenses specifically for motorcycle accidents. To be compensated, you might be required to have a valid motorcycle license and be wearing safety gear at the time of the accident. Motorcycle accident injuries are often severe, and if you don’t have medical insurance, your bill for treatment will be high.

• Damage and theft protection. A policy that covers theft or damage to a rented motorcycle is ideal. Some rental shops will offer you an insurance policy for an extra fee, and just like when you rent a car, it’s wise to get their insurance even if you already have your own. Having both policies will provide better coverage. For instance, your travel insurance will likely cover the deductible, while the rental company will cover the damage.

• Towing coverage. Imagine crashing your bike, being uninjured, but having to tow it somewhere because it’s inoperable. That’s exactly why you need towing coverage.

Another option to consider is emergency evacuation. If you’re traveling to a remote area, having coverage for medical evacuation can be life-saving. 

2. Verify licensing requirements

Depending on where you travel, you might not be able to legally drive a motorcycle, even if you’ve been riding them your entire life. In most countries, you’ll need a valid driver’s license from your home country to rent any type of vehicle, but motorcycles sometimes have stricter requirements. And if your license isn’t printed in English, you might need an international driving permit (IDP).

Research the local licensing laws for your destination and call a motorcycle rental business to get information directly. If you don’t speak the language, you can always hire someone to make the call for you.

3. Read your rental agreement thoroughly

Once you sign the rental agreement, it’s tempting to hop on your bike and go, but slow down and read the entire agreement first. You don’t want to get caught off guard by unexpected charges or liabilities. 

Get clear on what the rental company’s insurance policy covers. They might offer multiple tiers of coverage, and you’ll need to make a decision. If the agreement holds you fully responsible for theft, for example, you’ll need theft coverage from your own policy. Most importantly, be mindful of fuel and mileage policies. You’ll likely need to return the bike with a full tank, and driving past the mileage limits will result in extra fees.

4. Inspect your motorcycle before riding

There’s no guarantee the rental company will thoroughly inspect every bike after it’s returned, so you’ll need to take the lead there to prevent disputes over damages and ensure your safety. Check for damage, including scratches and dents, and take photos. Check the brakes, all lights, the horn, and tire pressure. If you’re provided with safety gear, make sure it’s in good condition, and if not, ask for a better set of gear. Also, take a photo of the odometer so you don’t get charged for mileage you didn’t drive. 

5. Know local traffic laws

Traffic laws vary across the world. In the U.S., it’s standard that traffic moving in a straight line has the right of way over someone waiting to turn at an intersection without a stoplight. However, some countries – even though they drive on the same side of the road – give the right of way to the vehicle making a turn. For instance, on some roads in France, you must yield to traffic approaching from the right, even if you’re on a main road.

Ride smart to stay safe

Renting a motorcycle on vacation can be a fun adventure, but don’t forget to prioritize your safety and financial wellbeing. Get the proper insurance coverage, understand local traffic laws, and read the fine print to minimize risk and enjoy your journey with peace of mind.